1) Does your $100,000 still feel the same as it did 20 years ago?
COE 20 years ago = ~$10,000;
COE TODAY = ~$100,000
The Average Rate of Inflation in Singapore is at ~2.4%.
That means that while you're "saving" money in your bank, you're actually losing its value.
2) 1 in 4 Divorces and Family Disputes happen because of money.
Money shapes our reality. It influences:
Our self-esteem & confidence
Our behaviour
Our decision-making
When was the last time you felt generous? How much was in your bank account then?
3) Everyone knows how much money they WANT (or need) in the future, but only 5% are actively taking action to get there.
The image on the right shows how you can briefly calculate yours (excl. inflation)
1) Does your $100,000 still feel the same as it did 20 years ago?
COE 20 years ago = ~$10,000;
COE TODAY = ~$100,000
The Average Rate of Inflation in Singapore is at ~2.4%.
That means that while you're "saving" money in your bank, you're actually losing its value.
2) 1 in 4 Divorces and Family Disputes happen because of money.
Money shapes our reality. It influences:
Our self-esteem & confidence
Our behaviour
Our decision-making
When was the last time you felt generous? How much was in your bank account then?
3) Everyone knows how much money they WANT (or need) in the future, but only 5% are actively taking action to get there.
The image on the right shows how you can briefly calculate yours (excl. inflation)
"Highly recommend this"
"I’ve worked with a few advisors over the years, but this was the first time I felt someone was genuinely mapping my life, not just pushing a product.
Your approach is thoughtful, non-intrusive, and surprisingly educational.
I walked away with clarity I didn’t know I was missing."
– Joshua T., 35
"Clear, Helpful, Easy."
"Navigating investments as an expat in Singapore has always felt murky.
What can I do? What’s taxed? What’s flexible?
Thanks for breaking it down with such clarity — and for helping me reframe this whole “future planning” thing from a place of empowerment, not fear."
– Gustav D., 36
"Wished I had started sooner"
"I’ve always told myself I’d deal with retirement planning “when I have more time.” Didn’t realise that not deciding was already a decision.
Appreciate the way you mapped out the numbers without overwhelming me."
– Li Mei, 43